Citi, BofA and JPMorgan Restrict AI Agent Access to Customer Accounts
10/17/2026 — 10/17, 18:18·2 sources (all)·2 reports (all)
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- Citi, Bank of America and JPMorgan have moved to restrict third-party AI agents from accessing customer accounts, with Citi barring them fro…
Citi, Bank of America and JPMorgan have moved to restrict third-party AI agents from accessing customer accounts, with Citi barring them from logging into its digital banking platform or trading directly. BofA CEO Brian Moynihan said the bank is working out how liability should be assigned when AI initiates payments, while JPMorgan CEO Jamie Dimon warned of potentially thousands of rogue agents. Wall Street executives have discussed the growth of AI-agent financial transactions with Federal Reserve supervisors.
Latest turnCiti, Bank of America and JPMorgan Chase are moving to restrict AI agents from accessing customer accounts, with Citi saying third-party AI agents cannot log in or trade directly on its digital banking platform. BofA CEO Brian Moynihan said the bank is studying who is liable when an AI initiates a payment, while JPMorgan CEO Jamie Dimon cited the risk of thousands of “rogue agents.” Wall Street executives have discussed the growth of AI-agent financial transactions with Fed regulators.
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Citi, Bank of America and JPMorgan Chase are moving to restrict AI agents from accessing customer accounts, with Citi saying third-party AI agents cannot log in or trade directly on its digital banking platform. BofA CEO Brian Moynihan said the bank is studying who is liable when an AI initiates a payment, while JPMorgan CEO Jamie Dimon cited the risk of thousands of “rogue agents.” Wall Street executives have discussed the growth of AI-agent financial transactions with Fed regulators.
华尔街见闻AI score 76According to ITHome citing the Financial Times, Citi and Bank of America have restricted third-party AI agents from accessing customer accounts to prevent deposit outflows driven by automated yield-seeking behaviors. Citi banned agents from logging in or executing transactions, while BofA emphasized that fund transfers require manual authorization.
IT之家AI score 67
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