ChatGPT Pro and Business plans now include free monthly API credits

On October 29, 2026, OpenAI introduced a monthly API credit benefit for ChatGPT Pro and Business subscribers, with the first public word coming from the X account TestingCatalog at 07:26. The Pro tier offers $100, $200, or $500 per month depending on the plan, while Business gives $20 per paid Standard seat and $100 per paid Premium seat, pooled within a workspace up to a $500 cap. Later that day, a V2EX post pointed to OpenAI's developer account (OpenAIDevs) as the announcement channel, along with the official docs at developers.openai.com/api/docs/guides/chatgpt-api-credits.

Between 08:05 and 10:42 on the same day, V2EX posts citing OpenAI's help page and the official announcement filled in the eligibility rules. The subscription must be active for at least 7 days, and free trials or gifted subscriptions do not qualify. The claimant has to be the owner of the qualifying ChatGPT subscription or Business workspace and also the owner of the API organization that receives the credits, with both accounts sharing the same email address. ChatGPT Plus, Go, the free tier, and Enterprise are excluded. Credits are claimed through the API credits benefit in Settings → Billing (chatgpt.com/settings/billing) by linking an API Organization; the first grant is prorated by the remaining days in the billing period, later grants are issued automatically with renewals, and unused credits do not roll over.

At 14:00, Bluedot reported the policy as monthly API credits equal to the subscription fee, with Business seats combined up to a $500 ceiling, and noted that the credits are not added to Codex automatically and can only be used through the OpenAI API platform. Taken together, the benefit was launched and detailed by OpenAI on October 29, 2026. The figures and claim conditions are broadly consistent across reports, though Bluedot's phrasing of equal-value credits differs somewhat from the tier and per-seat calculations described in the help page versions. No end date or claim deadline has been announced; the help page and developer docs remain the authoritative sources for now.